How much does a child cost from birth to adulthood - iDNES.cz<

The costs are approximate, we have taken into account the fact that you will treat your child to sporting and artistic activities, school trips, mountains in winter, summer camp and vacation every year. They are unnecessary things, but most parents try to find money for these things, especially when their child would be the only one who stays at home instead of going to school in nature.

Child under one yearIn the moment of greatest parental confusion – the child cries, is sick, hungry – you realize that you are missing something essential. You just forgot the really important thing while buying a flood of things. On the contrary, you have bought useless items that will forever remain at the bottom of the closet. Since the acquisition of new equipment is a matter of tens of thousands of crowns, we will advise you on how to spend it meaningfully.

You must have

one-time purchases

Clothes 3,000 to 14,000 CZK

drug store

toys CZK 1,000

food CZK 3,500 to CZK 15,000 - if the mother can breastfeed, this is a huge saving, even CZK 2,000 per month in the first half of the year

health

It will make your life easier:

Money trap

Tip where to save: Babies and toddlers don't want expensive branded toys. Rather, it is important that the toy is interesting, and even the most ordinary rattle can do that.

Don't overdo it with clothes shopping, the child grows quickly and you may not even have time to wear some things.

Child from 1 to 5 yearsBe prepared to buy clothes, toys, but also sports equipment, such as a tricycle, scooter, bike, skis... The preschooler starts attending various clubs. And don't forget kindergarten. In this age group, this item is already current. As well as expenses for various "attractions", such as visits to theaters, cinemas, pilgrimages, castles, chateaux and the like. A three- to four-year-old child also usually moves into his own room. And it needs to be furnished.

Search for clubs and entertainment for children using the Internet, for example in maternity centers or ask at the local office. In municipalities, for example, there are non-profit associations that organize various cost-effective programs for mothers with children or children alone.

Money grabbers

How much does it cost:

one-time purchases

kindergarten

food

clothing and footwear

hobbies and free time

drug store

gifts

health

pocket money

Tip where to save: Don't take small children shopping, they'll want everything they see and if you can't resist, you'll spend up to a quarter more money.

The sooner you train your child to use the potty, the more money you will save. If he can do it in a year and a half instead of three years, you will save about 11 thousand CZK if you use disposable diapers.

Buy clothes secondhand. It's cheaper and usually lasts longer than new tracksuit bottoms.

Students 6 to 11 years oldThe child is going to school, prepare for expenses that you have not known until now - aids, clubs, school canteen, tram.

You must have It is likely that you will be remodeling the children's room when you start school. At the very least, a desk and a good chair are needed. Equipment for a freshman costs around 2,000 crowns.

Calculate that you will have to buy a mobile phone for a schoolboy around the age of nine. It is practical when you can check where the child is moving, and most importantly, everyone around already has it. So far, it doesn't matter if the mobile phone is from dad or if it belongs to a cheaper category.

Money catcher Buy trading cards with only one motif (e.g. hockey, animated characters). You can buy one package for a few crowns, but you will be buying them all the time.

New clothes are too expensive. In addition, most children of this age do not care if they have jeans for 2,000, or if they wear trousers for 50 crowns from a thrift store or for free from a cousin.

How much does it cost:

food and food

clothing and footwear

hobbies and free time

school and courses

drug store

RT @WildJunket RT @wendmagazine How to Make Money While Traveling | Wend Blog http://bit.ly/X91bq <don't forget busking + street performing

— Andy Jarosz Mon Nov 16 16:39:34 +0000 2009

toys

one-time purchases

gifts

mobile

health

transportation

pocket money

Tip where to save: Don't beg a schoolboy and buy a school bag with Barbie or a pencil case with Harry Potter. Things would easily cost you three times as much. And the child may soon tire of his idol.

Schoolboy 12 to 15 years oldWhen entering the second grade of elementary school or an eight-year gymnasium, you have to count on increasing expenses for school supplies, you often have to rebuild the children's room, which will no longer lack its own computer .

Money trap Expensive branded items are not necessary. Instead of "skateboard" trousers for 5,000 crowns, ready-made trousers for a fifth will do well.

How much does it cost:

food and food

clothing and footwear

hobbies and free time

school and courses

drug store

toys

one-time purchases

mobile

health

transportation

pocket money

Tip where to save: Children at this age will not appreciate vacation in a luxury hotel, they will feel much better and freer in a cabin or under a tent, and it will cost you a fifth.

Student aged 16 to 19The parents of those entering vocational schools, where they have to buy special equipment or clothes for practice, spend the most. In addition, around the age of sixteen young people are expected to dance.

You must have If you don't want your child to just hang around at the computer at home, invest in his further education and support at least one hobby.

Money trap Before you buy your offspring a manager's cell phone, consider whether they will really use it.

Don't be talked into buying super new ski or snowboard gear. If the child is not on the slopes every weekend, the rental company will be cheaper.

How much does it cost per year:

food and food

clothing and footwear

hobbies and free time

school and courses

drug store

one-time purchases

gifts

mobile

health

transportation

Tip on how to save: Take your child to , in order to make extra money for herself, with the money she earns she can buy things that are not left in the family budget.

Does that seem like a lot? And that's not all the money your offspring will cost you. Items for housing, energy, heating, water, gasoline costs, fixed telephone line, internet, laundry and cleaning products are not included in the list. That is, what they share with adult children. For each child, you can add roughly another thousand to two per month with a clear conscience. Also add money for building savings, life and accident insurance and school fees if you pay them for the children.