Benefits of health insurance companies: Don't forget to choose them<

Vaccination that is not reimbursed is one of the most sought after benefits. And it doesn't matter what age category. All types of vaccinations are offered by all insurance companies. There is a traditional wide range of contributions for vaccinations (influenza, meningococcus, HPV infections, tick-borne encephalitis, hepatitis, shingles, a package of other vaccinations).

Perhaps thanks to this popularity of the benefit, VZP will increase vaccination contributions by the order of hundreds of crowns from January next year.

Moms and newborns

Preparing for the arrival of a baby is sometimes costly. That is why the benefits aimed at not only expectant mothers, but also newborns, are very popular with insurance companies.

"For a long time, the offer to support the health of future mothers and their babies, such as a contribution to first-quarter screening at a specialized accredited workplace in the amount of up to 1,200 crowns, as well as up to 2,500 crowns for non-invasive prenatal testing, is highly valued. This group of contributions also includes 500 crowns, which can be used, for example, for physical activities, vitamins and food supplements or antenatal classes, "says Petr Kvapil, spokesman for the Škoda Employees' Insurance Company. The annual accident insurance for a child is also an interesting contribution to this insurance company.

VZP will provide mothers with a contribution in the total amount of up to 3 thousand crowns. The insurance company has prepared a voucher worth 500 crowns for babies, which can be used in a pharmacy for maternity-related needs. Expectant mothers will receive a contribution of 2,000 crowns, for example from the Czech Industrial Health Insurance Company.

Physical activities

Every insurance company contributes to various physical activities. And for all ages. According to insurance companies, this is a step towards motivating Czechs to move and a healthy lifestyle. VoZP will contribute, for example, 500 crowns for the movement of children. VZP provides 800 crowns for children and 500 adults. At PWD you can draw up to 10,000 for subscriptions and time tickets to swimming pools, fitness centers, gyms and sports courses.

By the way, clients can also use the so-called Vitakarta for PWD, which offers more than 60 programs of their choice and target groups. These can be drawn at any time and from anywhere, online, directly from your mobile, throughout the year. The card also offers an interesting service. "Users of the Vitakarta application can also use the Online Medical Counseling Center, which is provided by the company uLékaře.cz, as part of the Assistance Service 24 hours a day, seven days a week to consult the state of health or order a doctor. The general practitioner's response is guaranteed within six hours, and the specialist's response within 48 hours, even on weekends or public holidays, "explains the company's spokeswoman Nicol Lenertová.

Allowances for children

There are many contributions for children. Whether it is increased contributions to vaccinations or physical activity. For example, VoZP has a novelty since July this year in the form of a contribution of 500 crowns for prescription glasses for children.

An interesting category are also contributions to children's camps or health stays. At ČPZP, children will receive a contribution to the summer camp of CZK 1,500. According to the insurance company, this is the most popular program in recent years.

"Preventive and bonus programs also include contributions for children's reconditioning stays and suburban sports camps. In this context, we no longer organize our own healing stays for children on specific dates, but we contribute 10 thousand crowns to regular commercial stays in the mountains, by the sea or in spas of your choice and throughout the year, "says Ivo Čelechovský, RBP spokesman . The insurance company also contributes a similar principle to seniors. And in the amount of 15 thousand crowns.

The Branch Health Insurance Company can also provide up to 10,000 crowns for children for a camp or health stay.

Blood donors

Blood donors are a popular and pampered category of clients for insurance companies. For blood donors, holders of the Golden Cross, ZPŠ has prepared up to 4,000 crowns. For "regular donors", it is a contribution of 1 thousand crowns. These funds can be used, for example, for physical activities, vitamin products, food supplements, massages, dental hygiene products, dental hygienist services, sunglasses and sunscreens with a UV filter, orthopedic shoes and shoe insoles purchased at a pharmacy and health store. needs or a sauna. It is the same with VZP, which contributes 2,500 crowns to these clients this year, and will increase the contribution by another 500 crowns next year.

Mental health care

Nowadays, it is very important to take care not only of the body, but also of mental well-being. Insurance companies are also aware of this and have included mental health care contributions in their benefits. Randomly at ZPŠ it is 500 crowns, at VZP up to 5 thousand crowns.

"The newly included benefits this year, which are growing in popularity with clients, include a contribution to psychosocial support in the amount of 5 thousand crowns (500 crowns x 10 therapeutic sessions)," confirms Viktorie Plívová, spokeswoman for Všeobecná zdravotní pojišťovna . The contribution is intended for both adults and children.

Covid-19

"Newly insured people who have suffered from COVID-19, have experienced health problems and have not been hospitalized, are contributing up to 3,500 crowns for a week's stay in the spa. We also participated in a serological prospective study, we pay for tests to detect the presence of antibodies to COVID-19, "says Jana Schillerová, spokeswoman for the Health Insurance Company of the Ministry of the Interior of the Czech Republic.

What are the withdrawal dates?

Some insurance companies no longer want you to visit a branch. "Our insured persons can easily have their prevention contributions paid through the Mobile Health mobile application. So he doesn't have to visit the branch, "confirms Elenka Mazurová, spokeswoman for the Czech Industrial Health Insurance Company.